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Privacy Policy

9/2016
FACTS What does Catskill Hudson Bank do with your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and Account Balances
  • Payment History and Checking Account Information
  • Transaction History and account transactions
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Catskill Hudson Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Catskill Hudson Bank share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For non affiliates to market to you No We don't share
Questions:
Arlington Branch (845) 204-6114
Ellenville Branch (845) 334-0104
Halfmoon Branch (518) 400-1260
Liberty Branch (845) 334-0136
Middletown Branch (845) 334-0142
Narrowsburg Branch (845) 334-0115

Or go to www.chbny.com
Callicoon Branch (845) 334-0118
Grahamsville Branch (845) 985-3055
Kingston Branch (845) 334-0124
Malta Branch (518) 289-5463
Monticello Branch (845) 334-0109
Rock Hill Branch (845) 334-0130
Who we are
Who is providing this notice? Catskill Hudson Bank
95 Schwenk Drive
Kingston, NY 12401
What We Do
How does Catskill Hudson Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Catskill Hudson Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or Deposit money
  • Pay your bills online or Apply for a loan
  • Use your debit or ATM card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Catskill Hudson Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Catskill Hudson Bank does not share with nonaffiliates so they can market to you
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Catskill Hudson Bank does not jointly market

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