Account Type	Monthly Service Charge	Average Daily Balance required to Avoid Service Charge	Interest Bearing
Personal Regular Checking more»	$6.00	$500.00	No
Personal Regular Checking $500 average daily balance requirement to avoid $6.00 monthly service charge No minimum balance requirement No fee ATM / MasterMoney Debit Card Easy to read monthly statement Deposits insured by the FDIC
Basic Banking Account more»	$3.00	N/A	No
Basic Banking Account You must deposit $25.00 to open this account You must have a minimum balance of $0.01 to maintain this account There is a $3.00 service charge imposed on this account per month The first 8 withdrawals are free, thereafter there is a $.50 service charge imposed for each additional withdrawal No fee ATM / MasterMoney Debit Card Easy to read monthly statement Deposits insured by the FDIC
Senior Checking more»	N/A	N/A	No
Senior Checking This account is service charge free No minimum balance requirement No fee ATM / MasterMoney Debit Card Easy to read monthly statement Deposits insured by the FDIC
Student Checking more»	$2.00	$50.00	No
Student Checking $50 average daily balance requirement to avoid $2.00 monthly service charge No minimum balance requirement No fee ATM / MasterMoney Debit Card Easy to read monthly statement Deposits insured by the FDIC
N.O.W Checking more»	$6.00	$1,000.00	Yes
N.O.W Checking $1,000 average daily balance requirement to avoid $6.00 monthly service charge No minimum balance requirement Interest begins to accrue on the business day you deposit The interest rate and annual percentage yield may change weekly No fee ATM / MasterMoney Debit Card Easy to read monthly statement Deposits insured by the FDIC
Business Regular Checking more»	$10.00	$10,000.00	No
Business Regular Checking No monthly service charge if average daily balance is $10,000 or over $5.00 monthly service charge if average daily balance is $5,000 - $9,999 $10.00 monthy service charge is average daily balance is $ 0 - $4,999 You will receive a $.10 credit for every $100 of your average ledger balance less the 10% reserve requirement. This credit will reduce your monthly service charges or bring them to zero. The first 100 debits are free, any debits thereafter are $.15 each Deposited items are $.15 each No fee ATM / MasterMoney Debit Card Easy to read monthly statement Deposits insured by the FDIC
Small Business Checking more»	$10.00	$1,000.00	No
Small Business Checking No monthly service charge if average daily balance is $1,000 or over $10.00 monthly service charge if average daily balance is $ 0 - $999 The first 100 items (checks, deposited items, and electronic debits) are free, any items thereafter are $.25 each The first order of checks are free No fee ATM / MasterMoney Debit Card Easy to read monthly statement Deposits insured by the FDIC